Affordable Auto Insurance - Don't Be Deceived by False Information

Incorrect information are passed to people about auto insurance and some people would just believe them without finding out how true they are. Some of these information may hinder you from getting a desired auto insurance policy. So investigate the information you get before acting on it. Here are some of the information.

Even though insurer include new automobiles in existing policies, you may not get an automatic inclusion of your new car in your policy. Your insurer needs to be informed first before doing so.
It is not true that all state would want you to get a liability insurance. Some states certainly would want you to get it and besides, it would be a great help to you.

When another driver drives your car and is involved in a car crash. You are putting your policy in danger of an increase in the rates you pay.

Don't think that because you have a no fault insurance, getting involved in an accident not of your making would not affect your policy. It is going to affect it because the damages will be fixed by your insurer and it would mean a raise in your premium.
Higher premiums are paid by older drivers and teenage drivers because they are more likely to have an accident than a males of about 25 years.

You will need additional cover if your car is used for business because your premium is affected by your credit score.

Collision policies don't cover damages cursed by other problems other than hitting a person, theft or getting involved in an accident with another car. So if your car is damaged by a natural disaster, a collision policy will not take responsibility.
Colors only make your car look nice, it has nothing to do with your auto insurance.
Having read all of the above, if you want to get lower rates, you need to compare as much quotes as possible